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Why Choose Us

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Our team helps customers make informed loan decisions.

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Applying for loans and credit cards through MyMoneyMantra is 100% safe and secure.

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Personalised

We curate the best available offers from banks, NBFCs & financial institutions

❓ Frequently Asked Questions (General)

✔️ Step 1: Fill out basic info

✔️ Step 2: Get personalized offers & eligibility check

✔️ Step 3: Submit documents & get sanction

Yes. If you've paid part of your loan and your credit profile is good, we can offer a top-up loan.
Yes, lenders need to be sure you can repay.
Salaried: Salary slips usually required
Self-employed: Bank statements/ITR often required
Secured loans require collateral (like property or vehicle), while unsecured loans don’t (like personal loans).
Yes. A sanction letter shows your approved loan amount, tenure, and rate. It confirms your loan is approved.
Personal Loan is unsecured funding for salaried customers. You can use our eligibility calculator tool or contact us directly to know required documents without affecting your credit score.
It depends on multiple factors:
• For salaried: EMI ideally ≤ 30% of monthly pay, other EMIs also considered.
• For self-employed: Based on profits & financial liabilities.
• Final loan amount depends on the lender’s own terms & conditions.
Yes, you can prepay. Some loans have zero charges after a few months, while others may charge a small fee — we’ll inform you upfront.
Your CIBIL score is very important. A score of 700 or higher increases approval chances and helps fetch better interest rates.
Anyone above 21 years of age with a regular income (₹25,000+ per month or business income) and basic KYC documents (PAN, Aadhaar) can apply.
The interest rate is the cost of borrowing. It depends on factors like income, credit score, loan amount, and loan type.
Visit us using GPS directions here: Google Maps Link.
Nearest Metro: Barakhamba Road (Blue Line), Gate 4.
Look for Indra Prakash Building, 8th floor.
We provide personal loans, home loans, and education loans to eligible NRI individuals.
We offer a wide range of loans:
• Personal Loans
• Home Loans
• Business Loans
• Vehicle Loans
• Loans Against Property
• Education Loans
• Loans Against Shares
• Construction Loans
• Machinery Loans
… each tailored for a specific purpose.

EMI Planning Calculator

Home Loan Calculator

Car Planning Calculator

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