What is a Loan Against Property?
A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to borrow funds from a bank or financial institution. Think of it as a way to unlock the value of your property without selling it — you continue to own and use the property, while the lender provides funds based on its current market value.
✅ Who Can Consider It?
- 👨💼 Business owners looking for large funds at lower cost
- 🏠 Property owners not keen on selling their assets
- 🚀 Entrepreneurs planning long-term capital investments
💡 Why Choose Midas Finserve Pvt Ltd?
- 📆 Flexible loan tenure up to 20 years
- 💼 Low-income programs available for cash-income businesses
- 💰 Loan assistance starting from ₹5 Lakhs onwards
- 📉 Attractive interest rates starting at 8% p.a.
- 🤝 One-on-one dedicated assistance
❓ FAQs for Loan Against Property
No, NRIs are not eligible to apply for Loans Against Property.
Properties under Power of Attorney (POA) or Agricultural land are not eligible for LAP loans.
You can get up to 50%–70% of the current market value of your property,
depending on property type, location, and your income profile.
At Midas Finserve Pvt Ltd, LAP interest rates start from 8% p.a.
and may vary based on your credit profile and property type.
Yes, You remain the owner and can continue living in, renting, or using the property.
