Midas Finserve Pvt Ltd | Loan Against Securities

What is a Loan Against Securities?

A Loan Against Securities (LAS) is a secured loan where you pledge your financial investments — such as shares, mutual funds, bonds, or insurance policies — as collateral in exchange for a loan from a financial institution. This allows you to leverage your wealth without liquidating it. While you receive instant liquidity, your investments continue to generate returns (dividends, interest, or NAV growth).

Imagine you own shares, mutual funds, or bonds but don’t want to sell them. Yet you need money urgently — for business, a wedding, investing, or grabbing an opportunity. Loan Against Securities makes this possible: you get funds while your investments remain intact and continue to grow.

💡 Why Choose Midas Finserve Pvt Ltd?

💸 Attractive Rates: Interest starting from 10.25% p.a.
📊 Loan Size: Available from ₹1 Lakh onwards
⏱️ Quick Processing: Fast loan sanction & disbursal
🔄 Flexible Withdrawals: Access funds as per your need
🧑‍💼 Personalized Assistance: Expert guidance throughout
📅 Tenure: Annual renewal basis

❓ FAQs for Loan Against Securities

No, your securities remain in your name. You continue earning dividends, interest, and NAV appreciation while they are pledged as collateral.

We provide term loans up to ₹10 Lakhs against equity. For other securities, loans can be availed through NBFC partners, as per client preference.

Currently, we provide term loan repayment options for LAS customers.

We conduct annual reviews of pledged securities. If the market value drops below a threshold, the lender may request:

🔹 Additional margin (top-up), or
🔹 Partial repayment

Our team monitors your portfolio and alerts you in advance to avoid surprises.

Yes, like any other secured loan, LAS will reflect in your credit report. If managed responsibly, it may even help improve your credit score over time.