What is a Working Capital Loan?
A Working Capital Loan is a short-term business loan designed to help businesses cover their day-to-day operational expenses, ensuring smooth cash flow and uninterrupted growth. These loans are especially useful for bridging financial gaps between receivables and payables, or during seasonal demand fluctuations.
Where Can You Use a Working Capital Loan?
- 💼 Paying salaries and rent
- 📦 Covering vendor payments or utility bills
- 💳 Bridging cash flow gaps between receivables and payables
- 🛠️ Buying raw materials and stocking inventory
- 📊 Handling seasonal crunches or delayed client payments
Why Choose Midas Finserve Pvt Ltd?
- 📈 Flexible loan tenure in term loans
- 🏦 Multiple sanctioning partners (banks & NBFCs)
- ⚡ Quick eligibility check & minimal documentation
- 🤝 Personalized assistance at every step
- 💸 Attractive interest rates starting from 7.5% p.a.
❓ FAQs for Working Capital Loan
Any business owner — whether you’re a retailer, wholesaler, manufacturer, trader,
service provider, or professional (like a CA or doctor) — can apply.
We provide solutions for:
We provide solutions for:
- ✔️ Proprietors
- ✔️ Partnerships
- ✔️ Pvt. Ltd. / LLP Companies
- ✔️ MSMEs with tailored loan structures
Loan tenure can go up to 10 years for term loans.
For cash credit and overdraft facilities, loans are typically renewed on a yearly basis.
To know more, simply request a callback from our team.
We offer multiple repayment options such as:
- 💰 Cash Credit Limit
- 💳 Overdraft Limit
- 📄 Term Loan
- 🔒 Bank Guarantee
- 📑 LC (Letter of Credit) Limits
- 🌐 One-stop access to multiple banks and NBFCs
- 📊 Expert guidance on the best loan structure for your business
- 💸 Negotiated interest rates better than walk-ins
- ✅ Zero or minimal consultation charges
- ⚡ Hassle-free process from application to disbursal
